Retirement and family finance guides

Plan long-term money with clearer assumptions.

Source-led explainers for EPF, NPS, NPS Vatsalya, retirement corpus planning, and the trade-offs behind long-term financial decisions.

Retirement

EPF Interest Rate 2025-26: What the 8.25% Recommendation Means for Members

Understand the EPFO Central Board of Trustees' 8.25% recommendation for FY 2025-26, how crediting works, and what to check in your EPF records.

Aug 14, 2026 8 min read

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Retirement

NPS Vatsalya in 2026: What Parents Should Check Before Opening an Account

A source-led guide to NPS Vatsalya in 2026: eligibility, contributions, withdrawals, guardian responsibilities, and questions to compare before investing.

Aug 14, 2026 9 min read

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Guide

How Much Will ₹1 Crore Be Worth in 20 Years? (Real Purchasing Power & Inflation Analysis)

Data-driven financial analysis revealing the exact purchasing power of ₹1 Crore after 20 years across 5%, 6%, 7%, and 8% inflation rates, with target SIP portfolio calculations.

Aug 13, 2026 5 min read

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Guide

SWP vs. Dividend Mutual Funds for Monthly Income in Retirement

Compare Systematic Withdrawal Plans (SWP) vs Dividend option mutual funds for retirement monthly cash flow, tax efficiency, and long-term corpus survival.

Aug 9, 2026 3 min read

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Guide

Retirement Corpus Planning: How to Build a ₹5 Crore Nest Egg in India

Learn how to calculate your target inflation-adjusted retirement corpus in India and deploy EPF, NPS, and SIP mutual funds to build ₹5 Crores.

Aug 8, 2026 2 min read

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Guide

The 4% Rule Explained: How Much Money Do You Need to Retire Safely?

Discover how the 4% safe withdrawal rate rule calculates your target retirement nest egg for financial independence.

Aug 8, 2026 2 min read

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